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Payment Security

How Payments Work on Gigsouk

Every transaction on Gigsouk is protected by our escrow payment system. Funds are held securely until the buyer confirms delivery — ensuring trust for both parties.

256-bit SSL Encryption
PCI DSS Compliant
RBI Regulated Partners
Escrow Protected
Escrow Payment Flow

5-Step Secure Transaction

Every payment on Gigsouk follows this escrow flow. Funds are never released until the buyer is satisfied.

Step 01

Buyer Places Order

The buyer selects a product or service on Gigsouk and proceeds to checkout. They choose a payment method (Razorpay, Cashfree, or PayPal) and complete the transaction.

Supported methods include UPI, credit/debit cards, net banking, and international cards.
Step 02

Payment Held in Escrow

The full payment amount is securely held by our escrow system. The seller is notified of the new order but funds are NOT released yet. This protects the buyer from non-delivery.

Funds are held in a secure, regulated escrow account — never in Gigsouk's operating accounts.
Step 03

Seller Delivers Product

The seller delivers the digital product (template files, service deliverable, etc.) through the Gigsouk platform. The buyer receives a notification that delivery is ready.

Digital files are delivered via encrypted, secure download links within the platform.
Step 04

Buyer Confirms Delivery

The buyer reviews the delivered product and confirms that it matches the listing description. If satisfied, they approve the delivery. If not, they can raise a dispute.

Buyers have a review window to inspect the delivery before funds are released.
Step 05

Payout Released to Seller

Once the buyer approves, Gigsouk releases the payment to the seller minus any applicable platform fee. The seller can withdraw funds to their bank account or UPI.

Payouts are processed within 1-3 business days after buyer approval.
Trust & Safety

Protection for Everyone

Our escrow system and dispute resolution process ensure fair outcomes for buyers and sellers alike.

Buyer Protection
  • Funds held until delivery is confirmed
  • Dispute resolution if product does not match description
  • Full refund if seller fails to deliver
  • Chargeback support through payment gateway
Seller Protection
  • Guaranteed payout after buyer approval
  • Protection against false disputes with evidence system
  • Fast payouts to bank, UPI, or PayPal
  • Clear payout breakdown with no hidden fees
Dispute Resolution
  • Either party can raise a dispute within the review window
  • Gigsouk team reviews evidence from both sides
  • Fair resolution within 3-5 business days
  • Escrow funds held until dispute is resolved
Payment Partners

Trusted Payment Gateways

We partner with India and the world's most trusted payment processors to handle every transaction securely.

Razorpay

UPI, cards, net banking, and wallets for Indian buyers. PCI DSS Level 1 compliant.

Cashfree Payments

Instant payouts, auto-collect, and payment links. RBI regulated payment aggregator.

PayPal

Global payment support for international buyers. 200+ markets, 25+ currencies.

Regulatory Compliance

Built on Regulated Infrastructure

All payment processing is handled by RBI-regulated payment aggregators. Gigsouk does not store card details or sensitive payment information. We are PCI DSS compliant through our payment partners and follow all applicable Indian financial regulations including GST compliance.

PCI DSS Level 1
RBI Regulated
GST Compliant
ISO 27001

Frequently Asked Questions

Common questions about payments, escrow, and payouts on Gigsouk.

How long are funds held in escrow?

Funds are held until the buyer confirms delivery. For digital products, the review window is typically 48 hours after delivery. If the buyer does not respond, funds are auto-released after the review period.

What payment methods do you accept?

We accept UPI, credit cards, debit cards, net banking, and wallets via Razorpay and Cashfree for Indian buyers. International buyers can pay via PayPal or international cards.

How fast are seller payouts?

After buyer approval, payouts are processed within 1-3 business days. Sellers can withdraw to their bank account, UPI ID, or PayPal depending on their location.

What happens if there is a dispute?

Either party can raise a dispute during the review window. Our team reviews evidence from both sides and resolves the dispute within 3-5 business days. Escrow funds remain held until resolution.

Does Gigsouk store my card details?

No. All payment information is processed directly by our PCI DSS compliant payment partners (Razorpay and Cashfree). Gigsouk never stores, processes, or has access to your card details.

What are the platform fees?

During our launch period, platform fees are 0% for sellers. Standard gateway processing fees (2-3%) still apply as charged by the payment provider. Post-launch platform fees will be clearly communicated.

Ready to buy or sell with confidence?

Join thousands of creators and buyers on Gigsouk. Every transaction is escrow-protected, every payout is guaranteed.